Last updated September 2025
Bevel is a marketing and program support platform that works with employers, alumni associations, and other organizations to make homeownership more accessible. Through these relationships, Bevel facilitates introductions to participating Service Providers, educates users about the general home buying process, and supports the coordination of program benefits such as closing credits or commission reductions, which are offered and applied solely by the participating Service Providers. Bevel is not itself a mortgage lender, real estate broker, or Service Provider; and Bevel does not perform any regulated real estate or mortgage activity.
In these Terms of Service (“Terms”), “we”, “us”, “our”, or “Bevel” refers to Bevel LLC, 23800 Orchard Lake Road, Suite 211, Farmington Hills, Michigan 48336; and the terms “you”, “your”, and “user” refers to you. When referring to the “Bevel services,” we mean to include both our telephone-based and text-based services, our website and all existing web-based apps and services, and various websites, applications, web applications, text messages, email notifications, and other mediums, or portions of such mediums, provided by Bevel and any vendors and affiliates (“Content”).
You accept and agree to our Terms by using the Bevel services. If you are using the Bevel services on behalf of an organization, then you are agreeing to these Terms for that organization and representing to Bevel that you have the authority to bind that organization to these Terms (and, in which case, the terms “you”, and “your”, and “user” will refer to that organization). If that organization has a separate written agreement with Bevel covering the use of the Bevel services, then, if there are any provisions in these Terms that conflict with the separate written agreement, the separate written agreement will govern such use.
By using the Bevel services, you agree to receive telephone calls and text messages from us and our referral network of service providers, including their employees and contractors. (collectively, “Service Providers”). If you change your wireless telephone number or any of your contact information, you agree to notify Bevel and your Service Provider(s). Our referral network of Service Providers includes real estate brokers, independent real estate agents, independent mortgage brokers, and independent mortgage bankers. A list of our Service Providers can be requested by emailing support@gobevel.com.
The Bevel services are intended for individuals located in the United States. Eligibility for specific services, including mortgage financing or real estate brokerage, is determined solely by the licensed Service Providers you choose to engage. Bevel does not determine your eligibility for any loan program or real estate transaction. Further, Bevel will not pay for any bills, damages, costs, or expenses related to any claim by you that arises from your use of the Bevel services, including any interactions, eligibility, determinations, transactions, or disputes involving your use of any Service Provider.
Bevel may be introduced to you through your employer, an alumni association, or another organization as part of a voluntary financial wellness benefit, employee perk, or similar program. These organizations are not affiliates of Bevel, and your access to Bevel is completely voluntary and not a requirement of your employment, membership, or affiliation.
Your employer, alumni association, or other organization does not share your personal information with Bevel unless you independently choose to provide it when accessing the Bevel platform. Bevel is a separate and independent platform that facilitates introductions to participating Service Providers and supports the coordination of program benefits, support, and monitoring. Any credits or commission reductions are offered and applied solely by the participating Service Providers.
Your employer, alumni association, or other organization is not a party to any agreement between you and Bevel or any Service Provider, and is not responsible for any services provided, fees charged, or incentives offered. If you were introduced to Bevel through an employer, alumni association, or other organization, that communication is informational only and does not constitute an endorsement or guarantee of the services provided.
To use the Bevel services, you need to give us some information about yourself. The information you provide to us must be true and kept up to date. In order to use the Bevel services, you will be asked to provide your mobile telephone number, which indicates your consent for us to contact you via email, voice call, and/or text message.
Your right to access and use the Bevel services is personal to you and is not transferable by you to any other person or entity. You are entitled to access and use the Bevel services only for lawful purposes and pursuant to these Terms. You are solely responsible for all use of the Bevel services related to your mobile telephone number and other contact information, including the quality and integrity of your user data. You agree to take all reasonable precautions to prevent unauthorized access to or use of the Bevel services and to notify us promptly of any unauthorized access or use.
Through the Bevel services, Bevel and our Service Providers and affiliates may provide a venue through which you can obtain information regarding residential real estate; and you can, upon your request, be connected to third-party Service Providers, including, without limitation, real estate brokers, independent mortgage brokers, independent mortgage bankers, mortgage information services, credit repair companies, insurance brokers, moving services, and other companies providing services around the buying and selling of real estate.
Bevel is not an agent or advisor to you or any Service Provider. We do not validate or investigate the licensing, certification, or other requirements and qualifications of Service Providers. Your responsibility is to investigate any Service Provider before you engage them.
You acknowledge and agree that these Service Providers are solely responsible for any services they may provide to you; and Bevel is not liable for any losses, costs, damages, or claims in connection with, arising from, or related to your use of a Service Provider or a Service Provider’s products or services. We urge you to obtain the advice of financial advisors or other qualified professionals who are fully aware of your individual circumstances before you make any financial decisions. You acknowledge and agree that you rely on your own judgment and that of such advisors in selecting a Service Provider or any products or services offered by Service Providers.
For the purposes of these Terms, “user data” means data and other information you will make available to us through the use of the Bevel services, including user content. For the purposes of these Terms, “user content” means content exchanged by means of use of the Bevel services, such as text message bodies, voice and video media, images, sound, and other content. You acknowledge that you have read our Privacy Policy and understand that it sets forth how we will collect, store, and use your user data.
You instruct us to use and disclose user data as necessary to (i) provide the Bevel services consistent with our Privacy Policy and these Terms; (ii) respond to any technical problems or user queries and ensure the proper working of the Bevel services; (iii) protect ourselves, our other customers, and the public from harm or illegal activities or the unauthorized use of the Bevel services; and (iv) comply with any applicable law, regulation, legal process, or government request.
Through the Bevel services, we will introduce you to Service Providers who offer consumer-facing benefits when you use their services to purchase, sell, or refinance a lien against a home. These benefits may include a closing credit from a mortgage lender or a commission reduction from a realtor (“Closing Credits”), depending on the type of transaction and the participating Service Provider. A Closing Credit will reduce the amount of funds you will be required to bring to closing. While you are welcome to utilize any mortgage lender or realtor you choose, the Closing Credit is available only from a lender or realtor introduced to you by Bevel.
If you use a mortgage lender introduced by Bevel to finance your home purchase, you may receive a Closing Credit of up to 0.5% of your final loan amount, but the Closing Credit may not exceed $6,000.
If you use a real estate agent introduced by Bevel to represent you as a buyer, you may receive a Closing Credit of up to 0.5% of the home’s purchase price, but the Closing Credit may not exceed $6,000.
If both a Bevel-introduced lender and realtor are used in the same purchase transaction, you may receive combined credits totaling up to $12,000, which may represent up to 1% of your financed loan amount, depending on the final loan amount and purchase price.
The Closing Credits will be applied at closing toward allowable closing costs and/or prepaids, subject to mortgage lending and Service Provider guidelines. The Closing Credits are not redeemable for cash and are not transferrable.
If you use a Bevel-introduced lender to refinance your home, you may receive a Closing Credit of up to 0.5% of your new loan amount, but the Closing Credit may not exceed $6,000. The Closing Credit will be applied toward allowable closing costs.
If you use a Bevel-introduced real estate agent to list and sell your home, you may receive a reduction of up to 0.5% in the listing-side commission, to a maximum of $6,000. For example, if the standard listing commission is 3%, it may be reduced to 2.5%. This reduction decreases your total fees at closing and does not affect the commission paid to the buyer’s agent.
These benefits are offered independently. You do not need to use both a Bevel-introduced lender and a Bevel-introduced realtor to receive a Closing Credit. You will receive any applicable benefit based solely on the Bevel-introduced provider(s) you choose to engage. All Closing Credits are subject to applicable laws, including mortgage lender and real estate brokerage rules, and may appear on your Closing Disclosure, listing agreement, or settlement statement.
Bevel will be compensated by participating Service Providers for marketing and program support and monitoring services provided through the Bevel platform. This compensation is not tied to any specific consumer transaction or loan terms, and Service Providers have represented that any credits or benefits offered through Bevel are offered and applied solely by them and do not increase rates, fees, or other consumer costs. In some instances, Bevel Realty, an affiliate of Bevel, may receive a cooperating broker fee, which does not increase the total commission paid at closing. Through the Bevel services, we will introduce you to mortgage lenders and realtors who, at their sole discretion, may offer a Closing Credit to you. The Closing Credit will reduce the amount of funds you will be required to bring to closing. While you are welcome to utilize any mortgage lender or realtor you choose, the Closing Credit is available only from a lender or realtor introduced to you by Bevel.
If you, at your sole discretion, choose to engage with one of the lenders or realtors to whom we may introduce you, then you will be required to accept such party’s terms of service. These Service Providers are solely responsible for their products or services offered, the content therein, and any claims that you or any other party may have relating to a Service Provider’s products and services. When you choose to do business with one of our Service Providers, you acknowledge that (i) you are purchasing any products or services offered by the Service Provider directly from them and that Bevel is not a party to any agreement between you and the Service Provider with respect to those products and services; and (ii) Bevel is not responsible for that Service Provider’s products or services, the content therein, or any claims that you or any other party may have relating to that Service Provider’s products and services. By choosing to do business with one of our Service Providers, you grant us permission to share your user data with the Service Provider so that they may offer their products or services to you.
What’s ours is ours, and what’s yours is yours. As between you and Bevel, we exclusively own and reserve all right, title, and interest in and to the Bevel services and our Confidential Information. As between you and Bevel, you exclusively own and reserve all right, title, and interest in and to your Confidential Information.
We both agree to not tell anyone else about Confidential Information that we receive from each other. Also, we both agree to use each other’s Confidential Information only as agreed to in these Terms. For the purposes of these Terms, "Confidential Information" means any information or data, regardless of whether it is in tangible form, disclosed by either party, that is marked or otherwise designated as confidential or proprietary or that should otherwise be reasonably understood to be confidential given the nature of the information and the circumstances surrounding disclosure. Confidential Information does not include any information that: (i) is publicly available through no fault of the receiving party; (ii) was properly known to the receiving party, without restriction, prior to disclosure by the disclosing party; (iii) was properly disclosed to the receiving party, without restriction, by another person without violation of the disclosing party's rights; or (iv) is independently developed by the receiving party without use of or reference to the Confidential Information of the disclosing party.
Bevel may use and disclose your Confidential Information as necessary to provide the Bevel services, including providing information about you to our Service Providers in order to facilitate introductions, supporting the coordination of program benefits, providing non-regulated program support and monitoring, and following up, as necessary, to ensure the quality of the services provided and the availability of new offerings.
Feedback. Please let us know what you think about the Bevel services. If you send us feedback, we can use it to improve the Bevel services. Please know that, by submitting suggestions or other feedback (“Suggestions”) about the Bevel services, you agree to the following:
Bevel is not under any obligation of confidentiality with respect to your Suggestions;
Bevel may use or disclose (or choose not to use or disclose) your Suggestions for any purpose and in any way;
You irrevocably, and non-exclusively, license to us the rights to use your Suggestions; and
You are not entitled to any compensation or reimbursement of any kind from us, under any circumstances, for our use of your Suggestions.
Compliance with Laws. Both you and Bevel will comply with the applicable law relating to each of our respective activities in connection with the Bevel services and pursuant to these Terms.
Notices. Any notice required or permitted to be given under these Terms will be given in writing to the receiving party by personal delivery, certified mail, return receipt requested, by overnight delivery by a nationally recognized carrier, or by email upon confirmation of receipt. Notices to Bevel shall be copied to support@gobevel.com, Attention: General Counsel.
Entire Agreement. Except as provided in these Terms and in any attachments to these Terms, these Terms supersede all prior and contemporaneous proposals, statements, marketing materials or presentations, and agreements, oral and written. No oral or written information or advice given by Bevel or its agents or employees will create a warranty or in any way increase the scope of the warranties described in these Terms.
Force Majeure. No failure, delay, or default in the performance of any obligation of a party shall constitute an event of default or breach of these Terms, to the extent that such failure to perform, delay, or default arises out of a cause, existing or future, that is beyond the control and without the negligence of such party, including action or inaction of governmental, civil, or military authority, fire, strike, lockout or other labor dispute, flood, terrorist act, war, riot, theft, earthquake, and other natural disaster. The party affected by such cause shall take all reasonable actions to minimize the consequences of any such cause.
Governing Law and Venue. The enforceability and interpretation of Section 10 will be determined by the Federal Arbitration Act (including its procedural provisions). Apart from Section 10, these Terms will be governed by and interpreted according to the laws of the State of Michigan without regard to conflict of laws and principles that would cause laws of another jurisdiction to apply. Except as provided in Section 10, any legal suit, action, or proceeding arising out of or related to these Terms or the Bevel services shall be instituted in either the state or federal courts of Detroit, Wayne County, Michigan; and you and Bevel each consent to the personal jurisdiction of these courts.
These Terms, as they may be updated from time to time, will commence on the date they are accepted by you by either clicking “I Accept” or by your first use of the Bevel services. These Terms will continue until terminated as described below (“Termination”).
We reserve the right to suspend the Bevel services immediately if: (i) you violate (or give us reason to believe you have violated) these Terms or (ii) we determine, in our sole discretion, that providing the Bevel services has become impractical or unfeasible for any legal or regulatory reason. If we suspend the Bevel services for any reason, we will make a reasonable attempt to notify you prior to the suspension of services.
Before bringing a formal legal case, you agree to contact our Customer Support team and describe your concerns. Most disputes can be resolved that way.
If a dispute cannot be resolved through our Customer Support team, you (on one hand) and Bevel and any of Bevel’s affiliates (on the other hand) all agree to resolve any dispute relating to these Terms or the Bevel services by binding arbitration in Detroit, Wayne County, Michigan, or in another location that is acceptable to us. This agreement applies even after you have stopped using the Bevel services. If we have a dispute about whether this Agreement to Arbitrate can be enforced or applies to our dispute, you and Bevel each agree that the arbitrator will decide that, too.
Pursuant to this Section 10, you understand that you and Bevel and its affiliates are giving up the right to have a judge and/or jury resolve any controversy or claim arising out of or relating to these Terms or the Bevel services. If any of us brings a claim in court that should be arbitrated, or any of us refuses to arbitrate a claim that should be arbitrated, the other of us can ask a court to force us to go to arbitration to resolve the claim (i.e., compel arbitration). Any of us may also ask a court to halt a court proceeding while an arbitration proceeding is ongoing. Notwithstanding the foregoing, if a dispute relates to intellectual property, the same may be brought in the appropriate court in Detroit, Wayne County, Michigan.
Details of Arbitration Procedure. Prior to filing any arbitration, both parties agree to jointly seek to resolve any dispute by mediation conducted by the American Arbitration Association (AAA), with all mediator fees and expenses paid equally by the parties. If mediation is not successful, either party may initiate an arbitration proceeding with AAA. AAA’s rules and procedures are available on their website [http://www.adr.org] or by calling 1-800-778-7879. The arbitration will be governed by the then-current version of AAA’s Commercial Arbitration Rules (the "Rules") and will be held with a single arbitrator appointed in accordance with the Rules. To the extent anything described in this Section 10 conflicts with the Rules, the language of this Section 10 applies. Each of us will be entitled to receive a copy of non-privileged relevant documents in the possession or control of the other party and to take a reasonable number of depositions. All such discovery will be in accordance with procedures approved by the arbitrator. This Section 10 does not alter in any way the statute of limitations that would apply to any claims or counterclaims asserted by either party. The arbitrator’s award will be based on the evidence admitted and the substantive law of the State of Michigan and the United States, as applicable, and will contain an award for each issue and counterclaim. The award will provide in writing the factual findings and legal reasoning for such award. The arbitrator will not be entitled to modify these Terms. Except as provided in the Federal Arbitration Act, the arbitration award will be final and binding on the parties. Judgment may be entered in any court of competent jurisdiction.
Both you and Bevel and its affiliates agree that any claims or controversies must be brought against each other on an individual basis only. That means neither party can bring a claim as a plaintiff or class member in a class action, consolidated action, or representative action. The arbitrator cannot combine more than one person’s or entity’s claims into a single case; and the arbitrator cannot preside over any consolidated, class, or representative proceeding. The arbitrator’s decision or award in one person’s or entity’s case can impact only the person or entity that brought the claim, not other Bevel customers, and cannot be used to decide other disputes with other customers. If a court decides that this Section 11 is not enforceable or valid, then Section 10 will be null and void, but the rest of the Terms will still apply.
Please contact us at support@gobevel.com regarding any questions you have regarding these Terms.